| 摘要 |
The present invention provides a method and system to facilitate peer-to-peer instant message communications among users connected to different instant messaging systems. To do so, the present invention provides a Single Name Instant Messaging Protocol (SNIP) that uses the universal namespace of e-mail to facilitate peer-to-peer instant message communications among users connected to different networks. Another aspect of the present invention is to use the Single Name Instant Messaging protocol to authenticate a user over the Internet to provide online fraud protection when using a credit card. To do so, a method and system according to one embodiment of the present invention includes a database that references a credit card number with an e-mail address and its corresponding e-mail password; and, optionally, referencing the same e-mail address to a bio-rhythmically encoded password. |
