| 摘要 |
PURPOSE: A system and a method for a credit evaluation information service using the PFMS(Personal Financial Management Service) data and a recording medium storing the program source are provided to extendedly offer a financial relating service to a customer by correctly producing the credit evaluation information of the customer and to offer a loan service at a lower interest rate by offering the financial relating service to the customer according to the credit evaluation information. CONSTITUTION: The customer terminals(10,12) support the customer to inquiry and manage the particulars of a customer's account by using a PFM application. The PFM application suggests the information for a registered account to the customer by capturing the information through a screen scrapping technology. The bank servers(20,30) provide the PFM application through a web site and use the PFM application use particulars of the customer in order to produce the credit evaluation information. The bank servers(20,30) include a PFM application management module and a credit evaluation information producing module.
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