| 摘要 |
A web-based system for the management of various types of retirement plans including 401(k) plans, money purchase plans, and profit sharing plans is described. The system comprises: (a) a computer-based retirement system such as a 401(k) system; (b) a plan provider gateway providing plan providers (banks, brokerages, insurance companies, payroll services, etc.) with access to the 401(k) system; (c) a plan sponsor gateway providing plan sponsors (such as individual companies that offer 401(k) to their employees) and authorized plan provider representatives with access to the 401(k) system; and (d) a plan participant gateway providing plan participants (such as individuals participating in a 401(k) plan), authorized plan provider representatives, and authorized plan sponsor representatives with access to the 401(k) system. Thus, each type of user (a plan provider, a plan sponsor, or a plan participant) is able to perform their appropriate and necessary functions via the above-mentioned three gateways.
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