| 摘要 |
In an insurance and/or annuity method, stem cells or other biological material of an individual are stored as a primary or ancillary part of an insurance policy. Fees are collected by an insurance company for the preservation of umbilical cord blood cells including stem cells, peripheral blood cells or other biological material of the policy holder, a secondary insured, or a beneficiary. The preservation and storage company is paid periodically for continuing storage costs either from an insurance policy premium or from the cash value of the insurance policy or directly by the policy holder or other interested party.
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