摘要 |
<p>A commercial credit scoring method according to the present invention, which enables a perfectly anonymous commercial transaction on a site built on a computer network, is characterized in certifying as a transactor a person intended to participate as a seller or purchaser newly in a commercial transaction on said site when the person satisfies a given condition, determining a rank of said certificated transactor based on a given company data including at least one of a capital, sales amount, and transaction history about said transactor, determining a transaction limit in said transaction of said transactor based on the rank, and placing a restraint on said transaction when the amount of said transaction exceeds said transaction limit of said seller or purchaser. In a preferred embodiment, it is possible to perform an electronic commerce entirely in a perfectly anonymous manner including the business talk, contract, settlement, and delivery. <IMAGE></p> |