| 摘要 |
The present invention addresses many of the issues of the existing healthcar e management system by providing each insured with an electronically readable identity card or smartcard (18), which includes a memory device that identifies the insured, the insured's insurance carrier and may include the insured's photograph. The card (18) provides access to a database (22) maintained by the card issuer which includes such records (23) as the insured's current medical history and insurance coverage. Each facility used by an insured will have access to the database (22) for that facility's special needs, i.e., an emergency room would have access to the insured's medical history and drug use but not to financial data. A card reader (7) at each such location has appropriate hardware and software to allow the card reader to access the database and return information to a viewer, such as a computer monitor, to allow the user to view information about the insured.</ SDOAB> |
