| 摘要 |
PURPOSE: A bonus point management system is provided to manage the bonus point or the cyber money from a subscription to a usage step so that it can practically satisfy a user and alleviate a trouble in managing or using the bonus point or the cyber money. CONSTITUTION: The system comprises an exchange rate comparison system, a member management system, a commodity or service mediation system, and a purchase information providing system. The exchange rate comparison system exchanges the accumulated bonus point with cyber money, integrates distributed bonus points, compares values of the bonus points issued by online or offline business companies, or exchanges one bonus point with another bonus point. The member management system analyses the user data and the usage specification data offered by a bank, a credit assessment organization or a bonus point provider, and mediates a member subscription for the bank or the bonus point provider and a bonus point acceptance for the member. The commodity or service mediation system provides various service or commodity data to the member based on an integrated bonus point.
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