| 摘要 |
PURPOSE: A system and method for a mobile installment savings are provided to receive a fixed or unfixed installment savings service without visiting a financial institution directly by embodying the installment savings service through a wireless Internet using a wireless mobile communication terminal. CONSTITUTION: A web server(31) is connected to a client(10) through a mobile communication terminal having a wireless Internet connection function and a wireless mobile communication network(20), connected to a financial institution server(40) through a wire or wireless communication network, and supplies a basic wireless Internet service with respect to the client(10) who is being connected through the wireless mobile communication network(20). Installment savings managing module(32) creates a virtual installment savings account according to clients, and arranges data and creates taxation data in the case that the client(10) performs an installment savings in the virtual installment savings account. The installment savings managing module(32) is interlocked with the financial institution server(40) in a predetermined time, and identifies the virtual installment savings account with an actual account of the financial institution server(40). A billing module(33) is interlocked with the financial institution server(40) and the installment savings managing module(32) and charges a terminal rental fee of the client(10) in accordance with installment savings data in accordance with the virtual account. A database(34) stores various kinds of data including personal information according to clients, the installment savings data related to the virtual account, and accounting data according to clients.
|
