摘要 |
The present invention provides systems and methods for global address verification (114) of a transaction, such as a transaction card purchase. In accordance with an exemplary embodiment of the present invention, the system verifies a billing address and/or an alternate address (e.g., shipping address) in a single transaction. The billing address and/or the alternate address are associated with a transaction card (116) purchaser. If the billing and/or alternte address are verified,then the transaction card issuer may offer a payment guarantee to the merchant. The merchant may choose to ship the purchased item to either a billing address or an alternate address. If the address is not verified, then the transaction card issuer may choose not to offer a payment guarantee to the merchant, and the merchant may choose not to ship the item to the alternate address.
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申请人 |
AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, |
发明人 |
BIFFLE, JANET, L.;BLACK, CATHERINE, B.;FARRELL, DIANE;KHOR, CHIN, H.;KNAUT, DAVID, JOSEPH;MARSHALL, VERNON;ROJEWSKI, JOHN, MICHAEL;SACHETI, SANDEEP;SAVIN, ALLEN, B.;STEINER, TRACY, J. |