发明名称 |
System, method and product for managing the after tax death benefit of an investment |
摘要 |
A system, method, and computer program product for managing an investment to increase the after-tax death benefit of the investment received by the beneficiaries, the system comprising a processor, a memory, and a computer program stored in the memory. The computer program receives and stores information relating to an investment and periodically assesses the value of the investment. The computer program then determines an insurance premium that will provide a death benefit based on the assessed value of the investment. Next, the computer program collects or otherwise receives information of receipt of the insurance premium. In the preferred embodiment, the insurance premium provides a life insurance death benefit of forty percent (40%) of the assessed value of the investment. Because the maximum federal tax on the investment is approximately thirty-six percent (36%) of the investment value, even if the investment were purchased with appreciated assets, the life insurance death benefit ensures that the beneficiaries receive an after-tax death benefit that is substantially equal to or greater than the pre-tax value of the investment. |
申请公布号 |
AU2002309804(A1) |
申请公布日期 |
2002.10.28 |
申请号 |
AU20020309804 |
申请日期 |
2002.04.12 |
申请人 |
KUPERSTOCK, N., DAVID;O'DONNELL, ROBERT;JACKMAN-WARD, FIONA;LEACH, ROBERT;PARIS, TIM;SCHWARTZ, ROBERT;ARENA, ROBERT;HERSCHLER, JACOB;MORELL, MIKE |
发明人 |
ROBERT LEACH;ROBERT O'DONNELL;TIM PARIS;JACOB HERSCHLER;FIONA JACKMAN-WARD;N. DAVID KUPERSTOCK;MIKE MORELL;ROBERT SCHWARTZ;ROBERT ARENA |
分类号 |
G06Q40/00;(IPC1-7):G06F17/60 |
主分类号 |
G06Q40/00 |
代理机构 |
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地址 |
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