| 摘要 |
PROBLEM TO BE SOLVED: To provide a provider consumer finance system by which a user can get loans without visiting at a financial company at all and the risk that the financial company makes a loan to a repayment-impossible user. SOLUTION: The user of a customer terminal 20 transmits a cash loan application to a provider-side processor 10. User specification information for specifying a user or his or her desired loan is included in the cash loan application. When the cash loan application is sent, the provider-side processor 10 performs the credit investigation of the user by checking whether or not the use charge of the Internet is paid without any delay based on the customer information of the user managed by the provider-side processor 10. Then, at the time of judging that the user is creditable, the user's desired loan is transferred to a bank account designated for paying the Internet use charge by the user. |
