| 摘要 |
PURPOSE: A system for examining a credit of a financial institution is provided to perform a storage and an inquiring process of loan related information effectively and rapidly. CONSTITUTION: If a client applies an approval of a loan at each branch office or the Internet, a financial institution receives and registers the application(S410). The registered application is judged through a CSS(Credit Scoring System)(S420). If the judgement result is not an approval(S430), the head office requests a special inspection or checks a condition change(S440). If the application is not rejected finally, the stage returned to the above (S410) stage. If the application is rejected finally, the load application process is terminated(S450). If the judgement result is approved, the approval is informed and information of the approval is registered in the head office(S460).
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