DEVICE, METHOD AND PROGRAM FOR PREMIUM DETERMINATION

摘要

PROBLEM TO BE SOLVED: To lighten the burden of policy management on a contractor by evading a traffic accident caused by an uninsured vehicle and determining a premium corresponding to risk factors momentarily changing during a drive of an automobile. SOLUTION: This device is equipped with a user access control part 250 which generates a password for allowing the engine of the automobile to be started when an insurance contract is made and installs the password in an onboard machine on the automobile after the insurance contract is made and a premium calculation part 270 which determines a premium per travel according to parameters of risk factors corresponding to the drive state of the automobile 400.