| 摘要 |
PROBLEM TO BE SOLVED: To provide an electronic-monetary system which enables sure and safe transaction. SOLUTION: This electronic-monetary system includes (1) a bank or financial institution 1200, coupled with a money generator device issuing electronic money to a customer, (2) a corresponding bank which handles electronic money, (3) a transaction device 1186 which is used by a subscriber to store electronic money, to handle electronic money by an on-line system of the bank or in off-line transactions, (4) a teller device 1188, (5) a clearing bank which balances electronic money accounts of different issuing banks, (6) a data communication network 1198 which communicates with system components, and (7) security arrangement which maintains the integrity of the system and detects counterfeiting and tampering in the system. An embodiment of the invention includes a customer service module 1192 which links an account to a money module for accessing the bank and handles lost money claims. |
