| 摘要 |
<p>The invention allows a user or a client of a service provider operating a server to pay bills using a short messaging (SM) service. It is particularly adapted for use by user's to pay regular bills by sending an SMS to the service provider to instruct that the bill be paid. This is particularly adapted for use by mobile phones since each mobile phone has a caller line identifier (CLI) which itself is unique and therefore, identifies clearly where the instruction is coming from. Since, the system ensures that there is already set up, the suppliers that can be paid on behalf of a particular client, the risk of fraud is minimal. Further, the invention is directed towards the topping up of the charges of a mobile phone very conveniently where such a mobile phone operates on a pre-paid system. Once the system is set up, the server downloads an SM giving details of bills requiring payment and the user of the mobile phone simply sends back an SM instructed whether the bill is to be paid or not.</p> |
