System and process for securitizing payments to third parties

摘要

A method and system for securitization of periodic streams of payments is provided. The system and method comprise generating a sale of the insurance policy and investment related products from an insurance issuer component through an agent component. The insurance issuer component pays the agent component a commission via a periodic streams of payments, which the agent component sells to a securitization component. The securitization component generates a securitization note based on the periodic streams of payments, including such factors as lapsation and mortality.