| 摘要 |
PROBLEM TO BE SOLVED: To solve problems of safety regarding settlement and dealing such as anxiety about a leak of personal information due to the problem of incomplete security depending upon ciphering by a settling method of electronic commerce, doubt about the reliability of a selling trader, and money payment and collection. SOLUTION: The problems of the reliability, safety, and efficiency of electronic commerce settlement are solved through unified management by a method for evading personal information leak risks regarding transmission and reception of authentication information to and from other servers and traders by opening a deposit account exclusive for independent electronic commerce settlement isolated from personal information, gathering selling/buying information on a server in a financial institution to perform real-time settlement corresponding to deposit balance of the deposit account exclusive for the electronic commerce without depending only upon SSL ciphering, and processing money transfer in the financial institution having the deposit account exclusive for the electronic commerce. |
