REMITTANCE MANAGEMENT SYSTEM

摘要

A remittance management system for managing/instructing remittance so that the costs of money transfer between banks to the client and banks may be lowered. When a sender client remits money from the account (502) of the sender client to the account (522) of a recipient client, the sender client transfers the money to an account (501), not remitting it. When the system confirms the transfer, the system transfers money, not from the account (501), but from the account (521) to the account (522). The balance of the account (501) is supplemented by transfer or debt by the system. Integration of transactions (for single money transfer) and a change of cash flow (from inter-bank transfer to intra-bank transfer) are conducted while check of cost tradeoff is being made.