| 摘要 |
PURPOSE: A credit card using method is provided to enable a user to use a personal credit card of the user's own for a business purpose although the user does not carry a business credit card so that the user can pay for bills related to an organization or a company by the personal credit card. CONSTITUTION: The method comprises steps of a user inputting a company identification number at a credit card processing terminal when making a payment for a business purpose by a personal credit card(S100, S102), the credit card processing terminal identifying a corresponding company based on the input identification number, and accessing a corresponding credit card company system(S104), the terminal transmitting payment request data to the credit card company system(S106), the system checking if the credit card is abnormal, i.e. robbed or lost, being registered for a business purpose, the identification number is normal or the amount of the requested payment is over a limit(S108), the system processing the requested payment if the credit card is normally satisfied(S110), the system transmitting the processing result to the terminal(S112), the terminal displaying the transmitted processing result message on a display, and printing it(S114), the user receiving one payment slip printed by the terminal(S116), the terminal transmitting the payment processing specification to a system of an organization or a company the user is working for, and requesting an approval for the payment processing(S118), a manager of the organization or the company checking the payment processing result, determining an approval, and transmitting the approval result to the system of the credit card company(S120, S122, S124).
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