| 摘要 |
PROBLEM TO BE SOLVED: To provide a payment receiving system and its method allowing payment to a payment receiver at home, for example, when not carrying any cash in hand. SOLUTION: A bill issuing company issues a bill to a user to inform an amount of charge and a payment code (1). The user inputs the payment code and the payment amount described on the bill from a user terminal 100 to instructs payment and inputs a payment account and a personal identification number for this account to instructs disbursement (2). A bank system 200 disburses the payment on the basis of the payment instruction and the disbursement instruction and transfers it to a custody account inside the bank to hold it (3), and informs the bill issuing company that the payment charged by the company is already received (4). The bank system 200 transfers the held payment for the charge from the custody account inside the bank to the account of the bill issuing company (6). |
