SYSTEM AND METHOD FOR ENABLING UNIVERSAL LOG-IN

摘要

A method is provided for enabling universal remote access by a user of a chip payment application on a chip card to a remote non-payment application over a communications network. Authentication software is provided at the remote location and it drives the authentication process over the network as if it were a payment transaction. The chip payment application supports a payment dynamic data authentication function to provide a payment response to the authentication software which verifies, through public key infrastructure, that the card is authentic based on the response. Access to the non-payment application is allowed based on the verification.