发明名称 Method and system for converting existing or future trade credit obligations into a new obligation
摘要 The invention relates to a method and system wherein a Funding Company and a Purchaser enter into an agreement pursuant to which a mechanism is established under which the Purchaser's Suppliers are offered the opportunity to obtain the prompt or accelerated payment of the Purchaser's existing or future trade credit obligations (which are commonly referred to as the Purchaser's "accounts payable" or "trade payables") to them in exchange for providing percentage discounts, which are commonly referred to as "prompt payment discounts," from such trade credit obligations. Suppliers may bargain or bid for prompt or accelerated payment under the mechanism that is established by offering prompt payment discounts with respect to such trade credit obligations. The Funding Company pays the discounted price of the trade credit obligation on behalf of the Purchaser, and the Purchaser pays the Funding Company a higher amount than the discounted price of such trade credit obligation, up to the full face value of such trade credit obligation, at an agreed upon future date.
申请公布号 US2002082985(A1) 申请公布日期 2002.06.27
申请号 US20000742024 申请日期 2000.12.21
申请人 MACKAY J. SOTT 发明人 MACKAY J. SOTT
分类号 G06Q40/00;(IPC1-7):G06F17/60 主分类号 G06Q40/00
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