| 摘要 |
PURPOSE: A method and a system for transfer or exchange of merit points in on-line system are provided to sale and exchange various merit points via on-line in cyber space, by an appropriate exchange rate established between the cyber money and the merit points offered by each company. CONSTITUTION: If a user(1) logs on to the brokerage center through communication networks(4) like the Internet, the controller determines whether the user is a member or not(102) by referring to the member DB. The user authenticates his membership by entering the member authentication number which is varied depending upon member companies preference choice of an identification code, a card number, a registration number, an ID and a password, etc. If the user is identified as a member, the member is asked whether he desires to sell or buy merit points. When the member intends to sell merit points, he is required to enter the type and amount of merit points for sale(104). This data is compared to the merit point information of the member from the merit point information DB(105) in order to make sure there are sufficient merit points left of the type to be sold(106). If there are, they are exchanged for cyber money. Upon the completion of the transaction, updated data reflecting the transaction is delivered to the merit point information DB and the cyber money information DB. All this information is provided to the member company concerned(107). Next, that member is asked whether he desires other transactions. If so, the process returns to stage 103 and if not, the process is ended(109). Also if a user is not a member at Stage 102, he is asked whether he wishes to become one(114).
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