INSURANCE CONTRACT SYSTEM, INSURANCE CONTRACTING METHOD AND RECORDING MEDIUM

摘要

PROBLEM TO BE SOLVED: To make insurance premiums of insurance products inexpensive, to reduce an economic burden of a user and to reduce a cost to be required for insurance service of an insurance company. SOLUTION: An insurance information service server 1 presents an interim estimate of an insurance amount to a client terminal 6-i (i=1 to n) and presents the contents and prices of 'service after accident' and 'incidental service' which can be provided by the present company according to a request and an application range from the client terminal 6-i. The client terminal 6-i selects only required service among the 'service after accident' and the 'incidental service' by an instruction of a person to desire subscription for the insurance. The insurance information service server 1 calculates the final estimate of the insurance amount based on the selected service and presents it on the client terminal 6-i. A contract is established when the person to desire subscription of the insurance is satisfied with the final insurance amount.