SYSTEM AND METHOD FOR PROVIDING A CREDIT CARD WITH MULTIPLE CREDIT LINES

摘要

A system and method for providing a credit card with multiple lines of credit are provided. The method performs the steps of receiving application information (4100); analyzing credit information of a cardholder to determine a level of risk associated with the cardholder (4200); establishing a general purpose credit line based on the determined level of risk associated with the cardholder, the general purpose credit line being set as a revolving credit line (4300); establishing a private label credit line base on the determined level of risk associated with the cardholder, the private label credit line being set as a revolving credit line (4400); and issuing the credit card to the cardholder with the established general purpose credit line and private label credit line.