| 摘要 |
PURPOSE: A cyber money or mileage transfer method is provided to transfer the cyber money or the mileage into cash immediately when a user requests the transfer so that it can use the cyber money or the mileage as a strong marketing tool. CONSTITUTION: The method comprises steps of a user requesting a member subscription to a cash transfer business company(S1), the cash transfer business company requesting personal informations to the user(S2), the user sending the personal information to the cash transfer company(S3), the cash transfer business company approving the subscription of the user(S4), the cash transfer business company sending a member code and the personal information to an electronic payment server(S5), the payment server approving the member subscription(S6), the payment server sending the personal information of the member to a bank server(S8), the bank server opening a cyber account with an account number(S9), the payment server transmitting the information on the cyber account to the member via the cash transfer business company(S10), in the case that the payment server depositing money on the cyber account, the member requesting to transfer money from a real account to the cyber account(S11), the bank server exchanging money from the real account to the cyber account(S12), in the case that the payment server exchanging money from the cyber account to the real account, the member requesting a transfer of money from the cyber account to the real account(S13), the payment server sending a money transfer format to the bank server(S14), and the bank server depositing the money, deposited in the cyber account, to the real account(S15).
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