| 摘要 |
PROBLEM TO BE SOLVED: To provide a method which can present a relative cheap premium by previously assuming the reduction effect of the premium when a contract is made if variation in insurance accident risk, specially, its decrease can be expected in an insurance contract period through data processing for insurance work. SOLUTION: This method includes a 1st stage where various items as elements determining a premium are inputted, a 2nd stage where items that an insurant should does during the insurance contract period are inputted, and a 3rd stage where a premium, etc., is calculated from both the pieces of input information; and the 3rd stage calculates a premium, etc., by using the information inputted at the 1st stage and referring to data having a data structure wherein the information and premiums, etc., are made to correspond to each other, calculates a correction coefficient by using the information inputted at the 2nd stage, and calculates a premium, etc., which is actually applied from those two values. |
