| 摘要 |
PROBLEM TO BE SOLVED: To provide a system, by which the loan utilization of a user is promoted, possibility for a merchandise seller or loan provider to miss commercial opportunity is reduced, and a profit can be provided to the user as well. SOLUTION: Since the interest rate of loan to be applied to an entire amount is lowered for every time, when the user selects one of the expenses (column B-E) other than basic expense (column A), the user is eager to purchase option supplies, to add automobile inspection expenses or to apply an automobile insurance with the purchase of a vehicle. Also a selling company can expect various commitment fees, increase in due to sales option supplies selling and increase in sales, due to the addition of automobile inspection expenses. Then, a loan provider can expect increase in the total amount of loan, even though although the interest rate is lowered. |
