MULTIFUNCTIONAL MOBILE BANKING SYSTEM

摘要

An integrated transaction management system (300) includes a communications gateway (350) for conducting communications and transactions with a pluralit y of financial data networks utilizing a plurality of communications protocols , a plurality of interface servers (330) providing an interface between a user and a plurality of financial service applications including ATMs (333), POS (335), Internet-based banking (314), telephone-based banking, wireless short messaging services, and wireless applications (312) protocol-based banking.< /SDOAB>