Method of secure payment over the Internet, uses coupons purchased by user and carrying hidden code which is revealed and transmitted by the user when a transaction is to be made

摘要

The payment procedure commences with the user purchasing coupons carrying a nominated face value. A unique code is printed on the coupon, and the code is masked. When the user wishes to make payment, the code is revealed and transmitted over the Internet to a payment server. The server validates the code to accept payment.