OPERATING SYSTEM AND PATH FOR LINKING USER VERIFICATION METHOD AND CYBER MONEY AND CREDIT CARD PAYING METHOD IN COMMERCIAL TRANSACTION USING THE INTERNET COMMUNICATION NETWORK

摘要

PURPOSE: An operating system and path for linking a user verification method and a cyber money and credit card paying method in a commercial transaction using the Internet communication network are provided to access a web site based on TCP/IP and implement a user verification input process(ID, PASSWORD) and a user verification member card input process using a card reader installed in a personal computer and register in a commercial site in the case of a credit card payment. CONSTITUTION: A user(ST101) is connected with a web site through a web communication network(ST102). The user's ID and password are inputted(ST103) and are connected with a commercial transaction shopping mall(ST105). A desired item is selected(ST106). The user selects a paying method of the item(ST107). If the user selects a credit card payment(ST123), an encrypted user verification member card is read using a card reader installed in a user's computer(ST124). If there is an error in the user verification(ST125), an error value is outputted, and the payment is completed(ST111). If there is not an error, the kind of a credit card is selected. The user inputs a user identification number provided to the member through a comparison process in which the card information value such as a card number and valid period which are inputted together with a member registration by the commercial site is compared with the user.