METHOD AND SYSTEM FOR USING BIOMETRIC SAMPLE TO ELECTRONICALLY ACCESS ACCOUNTS AND AUTHORIZE TRANSACTIONS

摘要

A method and system for electronically accessing accounts, such as financeal accounts, and authorizing transactions using a biometric sample. This method and system involves a comparison of a previously recorded biometric sample such as a signature, fingerprint, voice print, retina, iris or facial scan collected from the authorized user and stored prior to an intended electronic transaction with the biometric sample submitted to initiate the request to access the account(s) and authorize the electronic transaction. The recorded biometric sample is used as the sole criteria to initiate the request to access the account and authorize the intended electronic transaction. This method and system is particularly suitable for various types of commercial electronic transactions between a buyer and seller, as well as financial transactions involving cash withdrawal and deposit from a user's account.