| 摘要 |
<p>Disclosed is a settlement system and method using cyber money. When a settlement request and corresponding money are input by a user terminal, settlement states are determined acording to loan limits assigned to the user"s account, and when a request for expanding the loan limits is provided by the user terminal in the case the settlement money is greater than the loan limits, the loan limits assigned to the user"s account is expanded. When the settlement is possible within the initial loan limits or the loan limits are expanded, the settlement is executed within the loan limits using the cyber money. After this, an advertisement is transmitted to the user terminal through which the cyber money is loaned to the user, and when an advertisement receipt confirmation signal is transmitted by the user terminal, a predetermined portion of the cyber money loaned by the user is returned.</p> |
