| 摘要 |
PURPOSE: An Internet virtual check for activating an international electronic commerce and a commercial Internet payment agent system are provided to activate electronic commerce by issuing an Internet virtual check based on a deposited money, and by preventing the purchaser from being heavily damaged even though the purchaser meets with a unjust accident. CONSTITUTION: A compact disk is manufactured for encoding and inputting a determined secret authentication password. A computer of an electronic payment agent is connected to a plurality of purchaser computer and a plurality of seller computer connected to the Internet. A customer authentication unit of the electronic payment agent is automatically connected by an Internet virtual check using the compact disk. In addition, the customer authentication unit of the agent receives a password of the check. A server interlocking unit for an Internet seller authenticates the customer authentication unit interlocks information on products. A database interlocking unit inputs and outputs passwords of checks and so on. An Internet virtual check electronic payment agent system server inputs/outputs data to/from the database interlocking unit. An Internet virtual check electronic payment agent system server interlocking unit transfers prices. A database interlocking unit inputs and outputs data on payment of prices. A plurality of seller server is composed of a data processing unit capable of inputting and outputting data to/from the database interlocking unit. A computer for a seller inserts the compact disk in case that the seller and purchaser perform direct transaction.
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