| 摘要 |
PURPOSE: A loan system using the Internet is provided to be capable of permitting loan directly after requesting to excellent consumers or consumers with existing deposits or installment deposits only through a certification process without a separate identity confirm process, thereby remarkably simplifying loan processes. CONSTITUTION: First, a consumer accesses to an Internet banking service. Then, the consumer accesses to an Internet loan service to select one of a credit loan or a loan on security due to his deposits. Next, the consumer confirms whether he agrees to loan provisions and credit information usage, etc. Then, if agreed, a loan request is prepared and a receipt account and a desired amount of money are input. Next, the loan qualification of the applicant is certified by searching the information of the applicant from a consumer DB, and a loan contract is identified. Finally, the loan money is input to the receipt account of the applicant.
|
