摘要 |
<p>An electronic transaction system (10) for validating electronic transactions of a user of system (10) is described. System (10) includes a system controller (11) that couples to a service provider (12) of a wireless communication system (13), the Internet (14) and a merchant acquirer (15). System (10) supports electronic transactions such as payment for goods and services. An electronic transaction is initiated from either a user transaction device (17) or a merchant transaction device (19). Controller (11) then communicates transaction and user information with devices (17, 19) via the Internet (14) or a private transaction network (20). In one type of transaction, the user information has an identification code identifying communication device (16). In another type of transaction, a transaction code is sent to communication device (16). Upon controller (11) verifying the user, the transaction is validated and a message is sent directly to communication device (16).</p> |