METHOD FOR PAYING CHARGE AND MANAGING PERSONAL INFORMATION USING CELLULAR PHONE TERMINAL

摘要

PURPOSE: A method for paying a charge and managing personal information using a cellular phone terminal is provided to remove inconvenience for charging use limit of an IC card and using the IC card by storing personal credit information or personal confirmation information in an IC card chip and paying a traffic fare using the IC card chip. CONSTITUTION: A cellular phone terminal has an IC card chip. A traffic operation system operates a traffic means such as a bus and a subway for conveying use clients of the cellular phone terminal and has an IC card sensor(201) for reading information of the IC card chip. A mobile communication system performs a telephone conversation when using the cellular phone terminal. A charge processing system processes a traffic fare and a call charge between a user of the cellular phone terminal, and the traffic operation system and the mobile communication system.