System and method for providing services to a remote user through a network

摘要

A system and method for providing services to a remote user through a network is provided. The user is identified through a user personal CD card readable in a CD reading device of a terminal, and a user personal identification number (PIN) entered on this terminal. The PIN and card-identifying elements are transmitted from the terminal to a remote server through the network, and matched to a user profile on the server, thereby identifying the user. The identified user may be provided with access to at least one service application on said server, such as access to a restricted system or financial transactions.