| 摘要 |
PURPOSE: The method for the internet EC(Electronic Commerce) of the total finance is provided for a consumer and supplier to get the largest economic benefits without spending much time and cost by integrating every service of the total finance and applying an auction and inverse-auction system to the trade. CONSTITUTION: The consumer visits a web site(www.RichbyRich.com)(S10) and takes the register and log-in procedure(S12). After that, the consumer selects one of all financial services(for example, deposit, loan, insurance, exchange, unlisted stock, bond, etc.)(S14) and inputs trade conditions to the menu of the selected service(S16). Financial institutions, like a bank or an insurance, bid for the trade and the consumer checks the bid contents(S18). When the consumer determines the financial institution that offers the best bid, the trade is successful(S20) and a program ends. If the trade is failed in the step 20, the procedure returns to the step 16, again.
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