| 摘要 |
PURPOSE: A system and method for accumulating a small change and processing payment is provided to open an account of the small change through a service center and make up the sum according to the small change accumulation by inputting a cellular phone number through a terminal connected with the service center in a member store when a client requests the accumulation of the small change and performing the accumulation of the small change through an approved wireless terminal. CONSTITUTION: A service center(100) of a service provider is connected with a public wireless communication network and constructs a database of a small change account of a client. A member store(200) has a terminal connected with the service center(100) through the wireless communication network and transmits cellular phone information of the client through the terminal for accumulating an amount of the small change according to the buying of goods in a small change account of the client authenticated from the service center(100). A wireless terminal(300) of the client is connected with the service center(100) to open the account of the small change, confirms the amount of the small change accumulated through a small change account database, and performs a settlement using an amount of accumulated money. A data center(400) of a mobile communication company receives information of the wireless terminal(300) transmitted and received to the service center(100) and approves a user authentication.
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