摘要 |
PURPOSE: An integrated internet loan reference system and method is provided to increase the convenience of a customer by receiving personal information of the customer, by referring whether credit loan from each financial institution on the basis of the personal information, thereby providing the optimal product of loan to the customer. CONSTITUTION: A plurality of financial institutions(401,402,...) deals with works related to loan. A loan reference system server(420) is connected to the financial institutions(401,402,...). The internet(410) connects the loan reference system server(420) with a customer(400). The loan reference system server(420) receives information related to loan requested by financial institutions from the customer(400). In addition, the server(420) refers details on loan of the customer(400) through the information. The server(420) includes a memory which stores information related to loan of each financial institution and a data processing unit which analyzes and estimates stored data.
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