| 摘要 |
PROBLEM TO BE SOLVED: To construct a money transferring system which can be used by a consumer and an on-line shop without any anxiety with a labor equivalent to on-line transfer without the interposition of a third person. SOLUTION: An account exclusive for the payment of certain shopping is temporarily opened as one of the functions of an on-line bank, and the account is locked by both the buyer and the purchaser so that it is possible to easily provide a safe payment means with a deposit, that is, it is possible to establish an on-line settlement system through a network 14 between a seller (Seller) 13 and a user (Buyer) 11 being the purchaser. In this case, the user 11 requests the generation of the temporary account set for each transaction to a financial institute 12, and instructs the reception of money to the temporary account, and locks the temporary account for controlling the conversion of money by the seller 13, and the seller 13 recognizes the contents of the temporary account through the network 14, and locks the temporary account for controlling the conversion of money by the user 11. |
