摘要 |
<p>An insurance system enabling revision of the insurance fee and indemnified content in accordance with life style without changing the financial instrument. The insurance system comprises an accumulated money totaling unit for accumulating the insurance fee paid every time during the insurance fee payment period, the insurance money of another insurance, benefits, dividends, and temporary inputs, an insurance fee payment unit for paying an insurance fee from the accumulated money, an indemnification adjusting unit for revising/adjusting the indemnified content of a life insurance every predetermined time, an accumulated money withdrawing unit for withdrawing part of the accumulated money, an expiration fund applying unit for applying the accumulated money at the expiration of the insurance payment period to the financial resource for another insurance. The contractor can arbitrarily change the use of the accumulated money in an ex post facto way, and therefore the insurance fee paid and the indemnified content of insurance can be appropriately revised at any time in accordance with the variation of the life environment of the person insured.</p> |