发明名称 METHOD AND APPARATUS FOR A VERIFIABLE ON LINE REJECTION OF AN APPLICANT FOR CREDIT
摘要 <p>A system and method are disclosed for presenting a reason for the rejection of a credit application from an applicant. The method includes obtaining a factor from a credit bureau identified as a factor that influences the FICO score assigned to the application by the credit bureau. The factor identified by the credit bureau is mapped to an internal rejection code. A rejection reason is provided that corresponds to the internal rejection code to the applicant.</p>
申请公布号 EP1138008(A1) 申请公布日期 2001.10.04
申请号 EP19990961532 申请日期 1999.10.25
申请人 NEXTCARD, INC. 发明人 LENT, JEREMY, R.;LENT, MARY;MEEKS, ERIC, R.;CAI, YINZI;COLTRELL, TIMOTHY, J.;DOWHAN, DAVID, W.
分类号 G06Q20/10;G06Q30/06;G06Q40/00;G06Q50/18;(IPC1-7):G06F17/60 主分类号 G06Q20/10
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