| 摘要 |
PURPOSE: A credit card service system and method are provided for a credit member store to use a partial amount out of the total selling amount before receiving the total selling price from a credit card company by reflecting a credit lending limit promptly in proportion to a selling amount of each credit member store. CONSTITUTION: Credit card inquiring devices(1-1,1-2,1-3) are installed in credit card member stores, respectively. A VAN server(2) performs a credit card transaction approval by connecting to the credit card inquiring devices(1-1,1-2,1-3) in a predetermined area. A server(5) of a credit card company manages a credit card transaction by connecting to each VAN server. A server(4) of a bank is connected to the server(5) of a credit card company and manages a paying account of each credit card member store. A relay server(3) collects selling information by using credit cards from the each credit card inquiring device and the VAN server(2) and transmits the information to the server(4) of a bank. The server(4) of a bank automatically reflects a credit lending limit in proportion to selling information received from the relay server(3) to a paying account of the corresponding credit card member store.
|
