METHOD AND SYSTEM FOR INTERNATIONAL E-COMMERCE

摘要

A method and system for international e-commerce includes issuing a debit card to a user based on a user account of funds in a user currency. The user can then accesses a Web merchant (14) who transacts business in a merchant currency and uses the debit card to purchase products. The user is automatically redirected to a transaction center Web site (20), which authenticates the user and determines appropriate tariffs and shipping costs, based on the user's shipping address and the cost and weight of products. The transaction center (20) then converts the total amount to the user currency and verifies that the user has sufficient funds. If funds are available, the transaction center (20) approves the transaction, notifies the merchant and user, debits the user account, and generates a shipping manifest. Debited funds are then converted to merchant currency and the shipping manifest is sent to the merchant.