SYSTEM AND METHOD FOR CALCULATING PREMIUM

摘要

PROBLEM TO BE SOLVED: To provide a premium calculation method and system which can calculate an accurate premium accordant with the degree of risk of a subscriber judged when the insurance is contracted and also to the degree of management risk of an insurance company. SOLUTION: When the new insurance contract data are inputted from operation terminals 10-40 via a communication network 60, a premium calculation circuit 54 of a server computer 50 calculates a new premium by referring to an insurance contract information file 52 where the number of subscribers, the amount paid and the commissions are described in each type and also to a coefficient of variation/profit margin file 51. The file 52 sorts out plural types according to the attribute information on existing insurance subscribers and records the existing insurance contract information in each type.