| 摘要 |
An internet payment system including a participating merchant server (24) supporting web pages on which product or service offerings are displayed in response to queries from a user device (10) using a connections apparatus and a browser. The merchant server interacting with the user device browser permits a user to select at least one offering and to indicate a method of payment, at least one method of payment being a transfer link. The Internet system also comprises a participating financial institution server (44) maintained by a financial institution at which the user has a financial account. The server permits the user to gain direct access to his financial account. In addition, the Internet payment system includes a main transportation server to which both the user device and merchant server are connected in response to the user selecting the transfer link as the method of payment. The merchant server transmits information to the transport server provides a selection of financial institutions from which the user can select an institute at which he has an account for payment for the offering. The main transport server transmits user inputs directly to the financial institution server to authorize payment to the merchant for the offering without storing the inputs.
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