| 摘要 |
<p>A computerized method of making repetitive payments without disclosing permanent financial information of customers to E-commerce vendors is provided. The method includes the steps of storing the name of a supplier to the request of a consumer asking to generate APRs, issuing the requested APRs, and storing the APRs and their value in computer memory. A database is provided to enter all or a combination of the following parameters for each APR: a specific supplier, any expiration date, any guarantee or any specific use. A system including computer electronics and software that implement the above method and other functionality is also provided.</p> |
