| 摘要 |
A method and system for transferring money from a sender to a receiver utilizing a computer network such as the Internet (12). The sender (16) visits a web site and identifies, to the server (34) over the Internet, the receiver (30), an e-mail address to the receiver (18), an amount of money to be transferred, and a withdraw account from which money is to be transferred. The withdraw account can be a checking account (56), a checking account secured by a credit card account (24), or a credit card account (26). Money is transferred from the withdraw account and preferably deposited into a holding account. The server automatically sends e-mail to a receiver, over the Internet, to inform the receiver that the sender has transferred money and to request the receiver to visit the web site of the server to receive money. The receiver visits the web site of the server in response to the e-mail and identifies a deposit account to which money is to be transferred.
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